Feel like making a fresh start to the new year, want to be able to reward yourself at the end of the year with a special gift or holiday, Then why not open a Savings Account. There are many different Savings Accounts around accounts that give you the opportunity to lock in certain amounts for a year or so at a higher interest rate.

St George Directsaver Savings Account offers its customers 5.75% interest rate with no account keeping fees, no minimum deposit. The interest rate is applied when the account is linked to an eligible St George Account. This bonus offer is only valid for a limited time as of April 1, 09 it will revert back to it variable interest rate.

Suncorp eOptions Savings Account is their high online Savings Account, as they say if you are saving for new car, new dress, or even those dreaded school feels this account is right for you. With no account keeping fee, no minimum deposit, balance or term and you can link it your everyday account at any bank. Yes any bank! Suncorp eOptions Savings Account seems to good to be true you can even choose between fixed or variable interest rates on your account and lock in certain amounts to receive higher interest. To help you save the smart people at SunCorp don't issue you with a ATM Card but you have full access to your money via the Internet. SunCorp is expanding across Australia like wild flies so take them up on this great offer and open a SunCorp eOptions Savings Account.

HSBC Serious Saver Savings Account is just another on our great list of savings accounts. Another account with no account keeping fee and possibility to earn 4.75% interest for every month you do not withdraw on your account. There are not many companies with this offer. Your interest is calculated daily and deposited monthly. You have access to your account 24/7 and you just need to link it to an everyday account.

Our last account but for no reason at all is the St George Power Savings Account. They have a promotional rate running at the moment earning you 4.75% interest for 6 months. With no monthly account fees or minimum monthly balances, this account is great for those wanting to use it for DIY Super. Also St George are eligible for the Government Guarantee for Deposits which makes us all feel a little safer.

So I think we all need to start a little bit of saving this year. So check out the recommended Savings Accounts and see which one you want to work for you money.